FAQs
Answers at your fingertips
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- ALR
- Benefits
- Contributions
- Eligibility
- Fees
- General
- Gifting
- How it Works
- Linking Bank Accounts
- Opening an Account
- Prepaid Card
- Qualified Expenses
- Successors and Estates
- Tax Info
- Can I get cash or use the card at an ATM?
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Unfortunately, your card cannot be used to get cash or withdraw money from ATMs.
- What happens if I try to spend more than what is on my card?
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If there are not enough funds on the ABLE Visa® Prepaid Card to cover a purchase, the transaction will simply be declined. There are no overdraft fees whatsoever.
- Can I limit spending to certain categories?
- Yes. Once you receive your ABLE Visa® Card, you can log in and set customized restrictions on certain spending categories and you can also turn on SMS alerts to notify you of a range of activity on your card.* Your settings can be updated at any time by logging in to your ABLE Visa® Card... Read more
- How much money can I put on the card?
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You can load as much or as little as you need, anytime, up to $20,000. The maximum load limit per day is $5,000.
- Am I able to pause my card temporarily?
- The ABLE Visa® Card can be paused temporarily or closed at any time. Simply log in to your card administrator dashboard and click the “Account” tab. Then select the green “Temporarily disable” or “Permanently close card” button. Alternatively, you can contact ABLE Visa® Prepaid Card support at... Read more
- Does the card fee come out of the money on the card or from what's in the ABLE account?
- Fees for your ABLE Visa® Prepaid Card are deducted from the card’s available balance and not your ABLE account. If the card balance is insufficient to cover the monthly fee, the True Link system will charge the fee at the regular time and True Link will recoup the fee when the next deposit is made... Read more
- Will a credit check be performed when I apply for the card?
- No, a credit check is not required to open an ABLE Visa® Card. However, the federal government does require True Link to verify the identity of each cardholder who opens a Card Account. When a Card account is opened, True Link will ask for the following information to attempt to verify the... Read more
