Save for today and invest for tomorrow

Are you eligible?

Anyone living in Oregon who developed a qualifying disability before the age of 26 is eligible for an account. If someone can’t open an account themselves, an Authorized Legal Representative (also known as an ALR) can do it for them.

An ALR must attest that they have been selected by the beneficiary with legal capacity, designated as the Power of Attorney, Legal Guardian, or Conservator for the beneficiary, are a spouse, parent, sibling, or grandparent of the beneficiary, or are a representative payee (individual or organization).

What are the ABLE benefits?

You can save and invest up to $19,000 a year for a wide range of eligible expenses. Accounts grow tax-free and your contributions may qualify for a state income tax credit.

Best of all, your benefits won’t be affected, including your Supplemental Security Income (SSI), as long as the account stays below $100,000. Other benefits are not affected regardless of the amount saved in the account.

You’ll also have access to our network of established partners in the disability community for more support in reaching your financial goals.

How does it work?

The account can be managed online, so it’s easy to access, contribute or withdraw money; even friends and family can add to the account. It’s never been easier to save and invest for your future.